A surprise!

We're still waiting to find out if our offer has been accepted - all signs are good, there are no other offers and since we've offered asking price and we're good for the money we should be OK, but until we're told that for sure we're not getting too excited.

I logged onto my online banking this morning to check my UK account and found a nice surprise - I got an impressive tax rebate! I had to send the tax office a form saying that I'd left the country, and it said "you may be eligible for a tax refund" - well, I got a lot more than I ever expected! I called them and found out why - my last employer had me on the wrong tax code for the entire 3 years I worked there, so I was overpaying quite a bit in tax. Anyhow, it's probably better to get it now because I don't have a job and with us buying a house (hopefully!) we could use all the extra money we can get. I also owe hubby money from when he paid off my loan for me before I moved here... So I won't be keeping much of it, but it's still good! The money can go towards our deposit for the house :-)

We might finally be getting somewhere... Maybe!

Hubby got an email from our realtor last night, she now has her computer back virus-free and found hubby's emails which had somehow gone into her junk mail. Hopefully we might be able to look at some houses when hubby finishes work today at 3... Fingers crossed, anyway.

When we went to get our mortgage pre-approval, it was based on 20% down which is what hubby wants to do. Our realtor has now said she doesn't understand why we don't want to just put 3.5% down, like most first time buyers. Well, that'd be because we'd end up borrowing a lot more and our monthly payments would be higher, and hubby has saved up so what's the point of not putting down 20%? It makes more sense to us to put more money down and have lower monthly payments - otherwise the mortgage will be crippling us! 3.5% is fine for people who haven't got savings, but it seems daft to only put that down when you do have the money there!

The dogs had a fight this morning, it was the first time in a while. Neither of them was hurt, hubby grabbed Suzie as soon as she started and then I got the spray bottle and used it on them both. It didn't have any effect this time but I think it's because I didn't get it in time - it was on the dining table and I was in the living room area, so it took me a little longer to get it. All's well now though, thank goodness.

I took them for a short walk just before 9 a.m. - it was already 70ºF then, it's going to be 83 today, then 86 tomorrow, 92 Thursday, 95 Friday... yuck! This is spring? Damn!

I'm not exactly looking forward to summer in the desert, it'll certainly be an experience... =/

Anxiety

Today has been a wet one in Phoenix - it's been raining pretty much all day! Tomorrow is probably going to be somewhat the same, too. Oh well, we can't complain - it's not like it happens very often!

My Dad arrives from the UK tomorrow. I'm not sure how I feel about it yet - I don't mean to sound awful, I am looking forward to seeing him, but I'm also kinda dreading it because he insisted on staying at our house and we really don't have enough room. He'll be sleeping on an airbed in the living room until Monday, and then he can sleep in our "second bedroom" which is actually hubby's office. He works from home and his hours are 7am-4pm so if my Dad's going to sleep in there he needs to be up and out of there by 6.50am... I'm not sure if that will happen, to be honest I really have my doubts. He can't sleep in there before Monday night because hubby is on-call all of this week and as usual he's been called at ridiculous times every day so far - 4am today, 5.30am yesterday. He has to get on his computer when they call him so we can't have anyone sleeping in the office while he's on-call.

The other thing that I'm worried about is that my Dad will probably expect me to pay for lots of things, like coffees and lunch etc. I'm lucky because I do get an allowance from hubby (his idea, not mine) so I do have some money I can spend, but not much. I've got good at making it go pretty far, but that's mainly because I don't go out very often! It won't go very far if I'm having to buy lunch all the time, or pay for admission into whatever places he wants to go to. Even a couple of coffees at Starbucks would end up using a decent chunk of my cash, because he'd expect a slice of cake or a muffin with it. I don't want to sound tight, but when you don't have a job you do have to be quite prudent with the money you have. I don't waste money on things like going out for coffee anymore, which is something I used to take for granted back in the UK when I was working full-time. Your priorities change when you're unemployed!

Finally, one last concern is that hubby and my Dad don't exactly know each other very well. I mean, hubby only came to the UK once while we were "dating" because he only gets 2 weeks holiday in a year and I used to get a lot more than that, so they've only actually spent a day together. I don't want to be pessimistic but I'm not sure how well they're gonna get along when they're thrown together for 10 days... It's probably going to be awkward for both of them, and me by default. I'm worried that hubby and I might get stressed out with the whole situation and snap at each other. Earlier today I explained that to him and he agreed - it probably will put us under quite a lot of strain, because of the space issue as much as anything else. That's without factoring in any personality clashes that may occur! Hubby is usually pretty laid back but my Dad can be quite highly strung and not very tactful - he's very stubborn and I think he's probably going to be a high maintenance, demanding guest. I hope that I'm wrong, I really do - I just can't stop feeling anxious about the whole thing.

Anyway... I've just cooked dinner (chicken fajitas) and done the dishes (for the second time today). Right now I have laundry in both the washer and the dryer. Hubby is soaking his elbow in epsom salts and warm water (for the 4th and penultimate time today) and pug-pug is chasing her squeaky gingerbread man around! I think I deserve a glass of wine and some chocolate... :)